An Act protecting titles to real estate in Massachusetts

This bill establishes new rules for recording real estate documents in Massachusetts to protect property titles. It requires registers of deeds to reject instruments (like mortgage assignments) that don’t meet specific formatting standards (e.g., 12-point bold headings) or are filed more than 30 days after execution without justification. The law also mandates certified copies of trust documents for securitized mortgages and sets deadlines for recording pre-existing mortgage assignments (90 days for most, 180 days for federal entities like Fannie Mae). These changes directly affect registers of deeds, lenders, and mortgage servicers by standardizing how property ownership records are processed.