An Act relative to the cleanup of accidental home heating oil spills

This bill requires homeowners' insurance policies in Massachusetts to include mandatory coverage for accidental heating oil spills from residential tanks. It applies to 1-4 unit dwellings with above-ground or below-ground heating oil tanks, mandating minimum $75,000 first-party coverage for cleanup and property damage, plus $250,000 third-party liability coverage for environmental claims. Insurers must offer this coverage unless homeowners formally reject it in writing. The policy ensures homeowners cannot be denied coverage for spill response costs, including groundwater contamination affecting neighboring properties.