A communication from the Commissioner of Insurance (see Sections 4A and 4B of Chapter 175 of the General Laws) submitting the Annual Home Insurance Report of the Division on Insurance for calendar year 2024 [copies of the report were forwarded to the committee on Ways and Means, the committee on Financial Services, and the Attorney General of the Commonwealth, as required by said law]

HD 5466 is not a legislative bill but a routine communication submitting the Commissioner of Insurance's Annual Home Insurance Report for 2024, as required by Massachusetts General Laws (M.G.L. c. 175, §§ 4A and 4B). The report contains detailed data on home insurance policies, premiums, claims, and market share - including the FAIR Plan's performance - submitted to the committees on Ways and Means, Financial Services, and the Attorney General. It does not propose new policy changes or affect residents directly; it is a factual, data-driven report for legislative oversight. This procedural submission aligns with existing statutory requirements for insurance industry transparency.