An Act regarding cervical cancer and women's preventative health

This bill (HD 493) requires all health insurance policies sold in Massachusetts to cover cervical cancer screenings - specifically Pap tests (cytological screenings) and HPV tests - without any cost-sharing (like copays or deductibles) for the insured person. It applies to all individual and group health insurance plans, including hospital service plans, health maintenance contracts, and service agreements delivered or renewed in the Commonwealth. The law mandates this coverage as a standard requirement, directly affecting women who rely on health insurance for preventative care. It does not create new programs but ensures existing coverage includes these screenings at no out-of-pocket cost to patients.