HD 4382 Massachusetts House · 194th Legislature (2025-2026)

An Act relative to travel insurance

This bill clarifies and regulates travel insurance in Massachusetts by updating definitions and licensing requirements. It removes "travel insurance" from the definition of "Health benefit plan" and creates new terms like "limited lines travel insurance producer" and "travel retailer," requiring them to be licensed. The law mandates that travel insurers provide clear terms, claims processes, and contact information to customers, and requires producers to designate a compliance officer (DRP). It specifically excludes long-term medical plans (for expats or military) from travel insurance coverage. This directly affects travel insurance companies, retailers, and consumers purchasing trip protection.
Bill status in committee 1 of 4 stages cleared
Introduction
Mar 2025
Committee Review
Floor Vote
Governor
Introduced Mar 24, 2025 Last action Apr 10, 2025
Floor votes

How they voted

No floor votes recorded yet.
Full legislative history

Actions timeline

Total actions
2
Key actions
0
Committee
2
Apr 10, 2025
Committee
Reported, referred to the committee on Joint Rules, reported, rules suspended and referred to the committee on Financial Services
lower
Mar 24, 2025
Committee
Referred to the committee on House Rules
lower
1 primary · 0 co-sponsors

Sponsors

Role
Legislator
Party
State
District
P
Photo of Tackey Chan
Tackey Chan
DDemocratic
MA
2nd Norfolk