An Act establishing a foreclosure review division

HD 3974 creates a new specialized court division within Massachusetts' superior court to handle all residential foreclosure cases. This division will centralize jurisdiction over foreclosure actions - including evictions, title disputes, mortgage modifications, and related civil and criminal matters - currently spread across multiple court departments. Key provisions require the division to provide online resources and mediation services for self-represented homeowners, transfer eligible cases from other courts without additional fees, and waive recordation fees for indigent parties. The bill directly affects homeowners facing foreclosure (especially those without lawyers), courts handling these cases, and the state court system by streamlining processes and improving access to justice.