An Act relative to the use of credit reporting for rent-subsidized tenants

HD 3813 prohibits landlords from using credit reports for tenant screening or requiring credit-related questions for tenants receiving government rent subsidies (like Section 8 vouchers). It directly affects subsidized tenants and landlords, banning credit checks unless required by federal/state law. Key provisions require landlords to obtain separate written consent for any credit report use, disclose reasons for adverse actions, allow tenants to dispute report inaccuracies, and cover all associated costs. The law also prohibits retaliation against tenants who exercise these rights or report violations. This bill takes effect 90 days after passage.