An Act relative to access to care for Ehler Danlos syndrome patients

HD 3546 requires all health insurance plans in Massachusetts to cover physical therapy for Ehlers-Danlos Syndrome (EDS) patients. The law mandates coverage for preventative, ongoing chronic maintenance, and acute physical therapy when a physician determines it is medically necessary after evaluating symptoms, test results, or treatment response. Insurers cannot deny this coverage solely because the therapy is labeled "unproven," "experimental," or "investigational." This applies to group plans (including state employee coverage), individual policies, and health maintenance contracts, directly benefiting EDS patients by ensuring access to necessary care without arbitrary coverage barriers.