An Act relative to colon cancer under the age of 50 years of age, prevalence, screening and insurance coverage and care in the Commonwealth aka Martha's Bill

This bill (HD 3540, "Martha's Bill") requires all health insurance plans in Massachusetts - covering state employees, private insurers, and health maintenance organizations - to fully cover colorectal cancer screening starting at age 45, with no out-of-pocket costs. It mandates coverage for multiple screening methods (including colonoscopy, FIT tests, and CT colonography) as recommended by a doctor, eliminating co-pays, deductibles, or other cost-sharing. The policy directly affects all insured Massachusetts residents aged 45 and older, ensuring access to preventive care without financial barriers. Key provisions specify that screenings and associated services (like lab work or polyp removal) must be covered in full, with no additional charges.