An Act establishing a special commission on check washing crimes

HD 3516 establishes a special commission to study check washing crimes, defined as altering checks or money orders to fraudulently change payee names or amounts. The commission, composed of legislative leaders, banking representatives, law enforcement, and consumer advocates, will investigate better ways to deter, prosecute, and protect against these fraud schemes. It must hold public hearings, examine consumer protections and penalties, and submit a report with recommendations by June 30, 2026. This bill does not create new laws but directs a study to address vulnerabilities affecting consumers and financial institutions.