An Act relative to check fraud prevention

This bill (HD 3510) creates new criminal penalties for "check washing," defined as altering a check's payee name, amount, or both to fraudulently cash or deposit it. It directly affects individuals who commit this specific type of check fraud. The law imposes penalties based on the amount stolen: up to 10 years in prison or a $50,000 fine for fraud exceeding $1,200, or up to 2 years in jail or a $3,000 fine for fraud under $1,200. The bill also clarifies where legal action can be filed (in the jurisdiction where the check was used or the bank's main office is located).