An Act relative to health savings accounts

This bill amends Massachusetts health insurance law to clarify that health savings account (HSA)-qualified health insurance policies are exempt from state cost-sharing rules that would otherwise apply to covered benefits. It directly affects insurers offering HSA-qualified plans, allowing them to maintain high deductibles without violating state regulations on cost-sharing for non-preventive care. The key provision (Section b) ensures these plans can comply with federal HSA requirements while operating under Massachusetts law. This exemption does not apply to preventive care coverage required by state law, as specified in Section c.