An Act relative to modern family building

This bill (HD 2700) requires most health insurance plans in Massachusetts to cover fertility diagnostic care and fertility treatment for residents diagnosed with infertility, without restrictions based on age, sexual orientation, gender identity, or marital status. It mandates coverage for specific services including at least four oocyte retrievals, unlimited embryo transfers, and unlimited intrauterine insemination cycles. The law prohibits insurers from applying different deductibles, copays, or coverage limits for fertility treatments compared to other medical services and bans exclusions based on third-party services like surrogacy. It directly affects insured residents with infertility diagnoses, state employees (via group insurance), and Medicaid recipients (through expanded coverage in Chapter 118E).