An Act regulating the use of credit reports by employers

HD 2674 prohibits Massachusetts employers from using credit reports for hiring, firing, or employment decisions, directly affecting job applicants and current employees. The law bans employers from requesting credit reports, requiring applicants to disclose credit details, or retaliating against those who refuse to provide them. Exceptions apply for roles requiring national security clearances, certain financial positions at staffing agencies (as defined by law), or when federal law mandates credit checks. The bill takes effect January 1, 2025, and voids any employee waiver of these protections.