An Act establishing a public health option

This bill establishes a public health insurance option in Massachusetts, creating a state-run plan available through the Commonwealth Connector. It will directly affect eligible individuals (residents not offered employer-sponsored coverage with 50+ employees) and small groups (1-50 employees) starting January 1, 2027, with large groups (51+ employees) added by July 1, 2027. The plan must meet the same quality and affordability standards as private plans approved by the Connector, use Medicare-based payment rates for providers, and cover all costs through premiums. It will operate alongside existing private plans but will be administered by the Connector, with providers automatically participating unless they opt out.