An Act protecting patients from surprise bills related to emergency ambulance service

This bill (HD 2566) requires health insurance carriers to pay emergency ambulance service providers directly for covered services, rather than billing patients. It sets payment rates based on municipal rates (if established) or 325% of Medicare rates, capping patient cost-sharing at $100. The law protects insured patients from surprise bills and prohibits providers from billing them further after receiving payment, while also limiting charges for uninsured patients to Medicare rates. It applies to all emergency ambulance services requiring immediate response, affecting patients, insurers, and ambulance providers across Massachusetts.