An Act relative to promoting fair hiring practices by limiting the use of credit reports in employment decisions

This bill (HD 2435) prohibits most Massachusetts employers from using an applicant's credit history in hiring, firing, promotion, or pay decisions, effective January 1, 2026. It directly affects employers and job applicants across the state, with limited exceptions for financial oversight roles, regulated financial industries, and national security positions. Employers who can still use credit checks must notify applicants, provide the report, and allow dispute opportunities before making hiring decisions. The law also requires the state commission to run public awareness campaigns and issue annual reports on compliance and enforcement.