An Act relative to fair medical debt reporting and collection

This bill prevents hospitals and healthcare providers from denying medically necessary care due to unpaid medical debt. It requires these facilities to publicly post their medical debt collection policies online and bans collection tactics like robocalls, threatening to withhold care, or failing to inform debtors about legal options. Consumers who successfully defend against medical debt lawsuits can recover reasonable attorney fees. The law specifically defines medical debt as a distinct category for collection purposes and updates debt collection regulations to prioritize patient access to care.