An Act relative to protection of a deceased family member against foreclosure and other civil action

This bill (HD 230) protects the family home of a deceased person from foreclosure or other civil actions while the estate is being settled through probate court. It allows the estate to request a 90-day delay in these actions by submitting two documents: proof that probate is preventing payment for home ownership costs, and a bank letter confirming the estate cannot access funds to pay. After probate appoints a personal administrator, creditors can seek back payments but cannot charge late fees unless the court finds the estate intentionally delayed the process. This directly affects families managing a deceased relative's home during probate, ensuring they have time to resolve financial matters without losing their home.