An Act relative to protecting homeowners after a property fire

This bill requires insurance adjusters, contractors, and restoration companies to wait 24 hours before approaching homeowners or inspecting property after a fire, unless the homeowner grants permission. It prohibits these professionals from soliciting, inspecting, or being physically present on the premises until the fire department or marshal formally releases control of the property back to the owner. Violations carry a $1,000 civil penalty per incident and risk license revocation by the Insurance Commissioner. The law directly protects homeowners during the vulnerable period following a fire, preventing premature or aggressive contact from service providers.