An Act relative to parental choice for medically fragile students

This bill requires health insurance policies (including group plans, hospital services, and health maintenance contracts) to cover medically necessary treatments for students with disabilities, as specified in their individual education plans or similar federal special education documents. It directly affects students with disabilities whose care is outlined in these plans and their families, ensuring insurers cannot deny coverage based on disability. The law mandates that all qualifying insurance policies issued or renewed after January 1, 2024, provide equal coverage for these treatments without discrimination. It applies broadly to all relevant insurance products under Massachusetts law, aligning with existing federal special education requirements.