An Act to ensure access to scalp and facial hair prostheses for children and adults with alopecia areata

This bill requires Massachusetts health insurance plans to cover scalp hair prostheses and facial medical pigmentation (such as artificial eyebrows) for individuals with hair loss due to alopecia areata, alopecia totalis, non-classical 21-hydroxylase deficiency, or injury (excluding natural aging). Insurance must provide this coverage without discrimination, based on a physician's written certification of medical necessity, and at the same level as coverage for hair loss from chemotherapy. The requirement applies to individual/group accident/sickness insurance, hospital service plans, and health maintenance contracts. This ensures people with these specific conditions can access necessary prostheses without facing coverage gaps or additional out-of-pocket costs.