An Act to relative to an underinsurance issue

This bill modifies insurance coverage rules for victims of car accidents. It ensures that uninsured motorist coverage applies when the at-fault driver's liability insurance limit is exhausted by multiple claims from a single accident, and the remaining damage exceeds what was paid from that exhausted coverage. Specifically, it extends the uninsured motorist coverage limit to cover the difference, but only up to the amount the uninsured coverage limit exceeds the paid amount. This directly affects injured motorists whose primary coverage from the at-fault driver is fully used up by multiple claims from one crash.