An Act relative to unpaid health insurance deductibles

HD 1201 requires health insurers to cover unpaid patient deductibles and copays, shifting responsibility from healthcare providers to the insurers. This directly affects insurers, healthcare providers (like hospitals and clinics), and policyholders who cannot pay these costs. Under the bill, insurers must reimburse providers for these unpaid amounts, overriding current rules that often left providers absorbing the cost. The Division of Insurance will create rules to implement and enforce this requirement.