HD 1146 Massachusetts House · 194th Legislature (2025-2026)

An Act relative to eliminating surcharges for vehicle inspection violations

This bill (HD 1146) changes how vehicle inspection violation penalties affect auto insurance. It amends two sections of vehicle law (Chapter 90, Sections 7A and 7V) to specify that penalties for these violations will no longer be counted as "moving violations" when insurance companies calculate premium surcharges under Chapter 175, Section 113B. This directly affects drivers who receive tickets for vehicle inspection failures, as it prevents those penalties from triggering higher insurance costs. The key mechanism is removing these specific violations from the list of offenses that impact insurance pricing calculations.
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