An Act to protect the lives of student athletes; Freddy’s law

H 5046 ("Freddy’s Law") requires all Massachusetts high school athletes participating in MIAA sports to undergo one electrocardiogram (EKG) screening before competing, starting in the 2026-2027 school year. The bill mandates that all health insurance plans sold in Massachusetts - including state employee coverage, employer group plans, and individual policies - must cover this screening at no cost to families. It also directs the state to work with the MIAA to create policies covering athlete compliance, handling abnormal results, religious exemptions, and sharing screening results across schools. The law directly affects all high school athletes in MIAA sports and their insurance providers, ensuring EKG screenings are accessible without out-of-pocket costs.