An Act improving access to community behavioral health centers

H 4897 requires most health insurance plans in Massachusetts to cover "behavioral health bundled services" from licensed community behavioral health centers on equal terms. This applies to group insurance for Commonwealth employees (active and retired), individual accident/sickness policies, hospital service plans, and health maintenance contracts. The bill mandates that these plans provide nondiscriminatory coverage for medically necessary mental health, developmental, or substance use disorder care delivered through defined community centers. It directly affects insured individuals and insurers by standardizing coverage requirements across multiple insurance types. The law applies to policies issued or renewed within or outside Massachusetts.