An Act for supportive care for serious mental illness

H 4896 requires qualifying student health insurance plans to cover two specific mental health treatment programs: "Coordinated Specialty Care" for first-time psychosis (within 74 weeks) and "Assertive Community Treatment" for serious mental illness or emotional disturbance. It directly affects young people under 19 with serious emotional disturbance and adults 19+ with serious mental illness by mandating insurance coverage for these services without visit limits. Key provisions include requiring insurers to pay for these treatments through a bundled payment model (not per-service fees) and presuming medical necessity after a licensed professional's recommendation. The bill defines these terms to ensure consistent coverage under state insurance regulations.