An Act relative to personal financial literacy education

H 4670 requires Massachusetts public middle and high schools to provide personal financial literacy education starting in the 2026-2027 school year. It creates a dedicated fund to support this effort, financed by state appropriations, private donations (with safeguards against undue influence), and interest, which schools can use for curriculum materials, teacher training, and competitive grants. The law mandates specific topics like budgeting, credit, investing, and digital safety, while prioritizing underserved schools and requiring annual public reports on fund usage and program implementation. This directly affects all public schools and students in grades 6-12 by integrating financial skills into their education.