An Act relative to modern family building

H 4550 requires health insurance plans in Massachusetts to cover fertility diagnostic care and treatments for individuals diagnosed with infertility, without restrictions based on age, sexual orientation, gender identity, or family status. The bill mandates coverage for up to four oocyte retrievals, unlimited embryo transfers, and unlimited intrauterine insemination cycles, while explicitly excluding non-medical costs like donor gametes or surrogacy. It also requires healthcare providers to complete training on LGBTQ+ family-building resources and eliminates discriminatory coverage limitations for infertility services. This applies to both group insurance plans (including for state employees) and medical assistance programs, as detailed in Sections 2 and 4 of the bill.