An Act relative to non-medical switching

This bill prevents health insurers from forcing patients to switch prescription drugs without medical necessity ("nonmedical switching"). It requires insurers to maintain coverage for drugs a patient is medically stable on (as determined by their doctor), unless the drug is removed due to FDA safety concerns or manufacturing issues. Insurers must provide a clear, fast-track process for patients to request coverage exemptions, responding within 72 hours (24 hours for emergencies), with automatic approval if they miss deadlines. The bill directly affects patients on stable prescription regimens and health insurers managing drug coverage under health benefit plans.