H 364 Massachusetts House · 194th Legislature (2025-2026)

An Act relative to the collection of debt

HD 1897 sets rules for debt collectors accepting postdated checks. It allows collectors to accept postdated checks but prohibits accepting checks postdated more than five days without giving written notice 3-10 days before deposit. The bill also bans threatening criminal prosecution for postdated checks and forbids depositing checks before their stated date. These rules directly affect debt collectors/creditors (as defined in Chapter 93) and the people they collect debts from.
Bill status passed 3 of 4 stages cleared
Introduction
Feb 2025
Committee Review
Feb 2025
Senate Passage
Feb 2025
Governor
Introduced Feb 27, 2025 Last action Dec 8, 2025
Floor votes

How they voted

This bill passed the Senate. No roll call record of that vote is available.
Full legislative history

Actions timeline

Total actions
5
Key actions
1
Committee
1
Feb 27, 2025
Upper · Passed
Senate concurred
upper
Feb 27, 2025
Committee
Referred to the committee on Consumer Protection and Professional Licensure
lower
1 primary · 1 co-sponsor

Sponsors