H 1304 Massachusetts House · 194th Legislature (2025-2026)

An Act relative to the compulsory automobile insurance limits

This bill increases Massachusetts' minimum auto insurance coverage requirements. It raises bodily injury coverage from $20,000 to $50,000 per person and from $40,000 to $100,000 per accident. It also increases property damage coverage from $5,000 to $30,000. These changes directly affect all drivers and insurers in Massachusetts who must meet the state's compulsory insurance standards. The bill modifies specific sections of Chapter 90 (insurance law) to implement these higher coverage limits.
Bill status passed 3 of 4 stages cleared
Introduction
Feb 2025
Committee Review
Sep 2025
Senate Passage
Feb 2025
Governor
Introduced Feb 27, 2025 Last action Sep 8, 2025
Floor votes

How they voted

This bill passed the Senate. No roll call record of that vote is available.
Full legislative history

Actions timeline

Total actions
4
Key actions
2
Committee
2
Sep 8, 2025
Lower · Passed
Bill reported favorably by committee and referred to the committee on House Ways and Means
lower
Feb 27, 2025
Upper · Passed
Senate concurred
upper
Feb 27, 2025
Committee
Referred to the committee on Financial Services
lower
1 primary · 0 co-sponsors

Sponsors

Role
Legislator
Party
State
District
P
Photo of Jeff Roy
Jeff Roy
DDemocratic
MA
10th Norfolk