An Act relative to insurance surcharges

This bill (HD 2244) changes Massachusetts insurance law to prevent drivers from facing higher insurance rates due to driving with an expired vehicle inspection sticker. It directly affects drivers who might otherwise have received an insurance rate increase for this specific violation. The key provision amends existing law to explicitly state that an expired inspection sticker is not considered a "surchargeable incident" for insurance purposes. This is a technical adjustment to insurance regulations, not a broad policy change.