An Act relative to the remediation of home heating oil releases

This bill mandates that homeowners' insurance policies in Massachusetts include specific coverage for costs related to heating oil spills. It requires insurers to pay for cleanup efforts on a property owner's land as well as for damage caused to neighbors' properties when a residential heating oil tank leaks. The law sets minimum coverage limits of $75,000 for cleanup costs and $250,000 for third-party liability, with a deductible cap of $1,000 per claim. These protections apply to all policies issued or renewed on or after January 1, 2024, and insurers may deny coverage only if the homeowner failed to follow specific tank safety regulations.