An Act to increase access to affordable housing

This bill modifies how Massachusetts calculates income limits for affordable housing programs by allowing applicants to deduct certain expenses before determining eligibility. Specifically, it permits a $10,000 annual deduction for combined student loan payments and licensed child care costs, along with allowances for dependents and medical expenses. These changes directly affect individuals and families applying for housing assistance in the state, including those living in Nantucket and Dukes counties, which have unique income thresholds. By reducing the income counted against applicants, the legislation aims to expand the pool of people who qualify as low or moderate income for subsidized housing.