An Act relative to dental insurance consumer protections

This bill establishes new consumer protections for dental insurance in Massachusetts by requiring clearer disclosure of benefit terms and payment standards. It mandates that insurance plans specify exactly how reimbursement amounts are calculated, such as using a preset fee schedule or defining "usual and customary" fees, and requires the creation of a free online website where patients and dentists can access this information. Additionally, the legislation ensures that out-of-network dentists receive payment equal to or greater than in-network rates and prevents insurers from interfering with a patient's choice of licensed dentist or requiring unnecessary diagnostic tests.