An Act relative to civil liability for improper flood hazard determinations

This bill allows building owners to sue companies or contractors who incorrectly determine whether a property is in a special flood hazard area. It specifically targets professionals who complete these forms for banks or insurance companies for a fee and guarantee their services. If a determination is wrong and causes the owner to miss out on flood insurance or suffer other damages, the owner can seek actual damages, attorney fees, and court costs. The law includes a rebuttable presumption that the determination was correct if a professional engineer or land surveyor certified the form, but this can be overturned if the owner proves the error in court.