An Act relative to municipal tax lien procedures and protections for property owners in the Commonwealth

This bill updates Massachusetts tax lien procedures to provide clearer information and protections for residential property owners facing foreclosure. It requires tax purchasers to notify homeowners within 12 days of buying their tax debt, mandating that notices be sent via certified mail, posted on the property, and written in plain English plus the seven most common languages in the state. The legislation also defines how to calculate "excess equity" for homeowners after a sale and ensures that initial tax demands include warnings about potential property loss and available assistance programs. These changes aim to improve transparency throughout the tax collection process while maintaining the state's ability to recover unpaid taxes.