An Act establishing a personal financial literacy curriculum in schools

This bill directs the Massachusetts Department of Elementary and Secondary Education to create and implement a personal financial literacy curriculum for students from pre-kindergarten through 12th grade. The curriculum would cover essential topics such as managing loans and credit, saving for retirement, understanding taxes, and making informed decisions about buying a home. To guide this effort, the bill establishes an 11-member advisory committee that includes educators, industry representatives, and community leaders to develop standards, review existing programs, and provide annual reports on best practices. Additionally, the department is tasked with studying how to integrate these financial skills into the state's standardized testing and curriculum frameworks.