An Act alleviating the burden of medical debt for patients and families

This bill creates a new Medical Debt Protection Act to shield patients and their families from aggressive debt collection practices. It prohibits medical providers and collectors from using severe measures like arrests, property liens, or wage garnishments until at least 180 days after the first bill is sent. The law also stops creditors from reporting unpaid medical bills to credit agencies or selling debts while an insurance appeal is pending, and it caps interest rates on medical debt at a low percentage.