An Act ensuring sufficient notice to homeowners by insurance companies prior to an inspection

This bill requires homeowners insurance companies in Massachusetts to provide policyholders with at least 30 days' notice via certified mail before any home inspection, including those of roofs and siding. Insurers must also obtain written permission from homeowners and send a reminder via phone, email, and letter at least seven days prior to the appointment, specifying the exact date and a three-hour window for the visit. During the inspection, licensed inspectors must show their credentials and display any photos of defects to the homeowner immediately after the visit. Additionally, the law prohibits insurers from canceling policies or demanding full roof replacements if fewer than ten shingles are deteriorated.