An Act protecting titles to real estate in Massachusetts

This bill, known as the Real Estate Title Protection Act, aims to clarify and protect property ownership records in Massachusetts by establishing specific definitions for terms like "mortgage," "lender," and "affidavit." It requires that legal documents used to transfer or release mortgages include sworn statements and complete copies of supporting records to ensure accuracy in public registries. The legislation also mandates that the new rules override conflicting existing laws and sets out criminal penalties for certain foreclosure-related violations. Ultimately, the bill seeks to help homeowners, municipalities, and lenders clearly identify who holds the title to a property and who is responsible for associated debts and taxes.