An Act assuring prompt access to health care

This bill requires health insurance plans in Massachusetts to cover medically necessary outpatient evaluations and management services without charging patients a deductible. The law applies to various types of coverage, including those under state chapters 32A, 32B, 175, 176A, 176B, and 176G, ensuring these services are included in basic benefit packages provided by insurers or third parties. A key exception allows plans that are governed by federal tax laws to maintain deductibles if removing them would cause the plan to lose its tax-exempt status. Additionally, the Massachusetts Division of Insurance is tasked with creating specific guidelines to determine which services qualify for this coverage.