An Act relative to auto insurance costs for traditionally low-and moderate income communities

This bill directs the Massachusetts insurance commissioner to study how a driver's zip code affects their auto insurance rates. The investigation will compare premiums across different income areas to determine if drivers with similar records pay different amounts based on where they live. The study will also analyze risk factors and any discriminatory impacts on low- and moderate-income communities. By December 31, 2024, the commissioner must submit findings and recommendations to state transportation and budget committees.