An Act relative to gender identity in insurance

This bill amends Massachusetts insurance laws to officially recognize and protect gender identity alongside sex. It defines gender identity as a person's internal sense of gender, which may differ from their assigned sex at birth, and requires insurers to respect this identity when processing claims or providing coverage. By inserting the phrase "or gender identity" into various sections of the insurance code, the legislation ensures that individuals cannot be discriminated against based on their gender identity in insurance transactions. The changes take effect on January 1, 2024, expanding existing protections to explicitly include gender identity.