An Act relative to the cleanup of accidental home heating oil spills

This bill requires homeowners' insurance policies in Massachusetts to include coverage for cleaning up accidental heating oil spills. It mandates that insurers offer at least $75,000 to cover cleanup costs on the homeowner's property and $250,000 to pay for damages or claims from neighbors or other third parties affected by the spill. Homeowners can opt out of this mandatory coverage by signing a written rejection or can choose to purchase higher limits if available. The law defines the specific equipment covered, such as above-ground oil tanks and fuel lines, and ensures that insurance policies automatically include these protections unless the policyholder explicitly declines them.