Maddy summaryHB 816 changes the Maryland Automobile Insurance Fund's purpose to require that it provide financial security "at affordable rates" for eligible residents who cannot obtain insurance from regular companies. It authorizes the Fund's Executive Director to establish an affordability program that may bypass standard rate regulations under Maryland insurance law. This program would help lower insurance costs for qualifying drivers by allowing the Fund to set rates based on affordability rather than typical industry factors. The bill amends specific sections of Maryland's insurance code to implement these changes, effective October 1, 2026.

Sponsored bills
Maddy summaryHB 919 establishes the Practical Applications of Real Estate Appraisal (PAREA) Grant Program through the Maryland Higher Education Commission. The program provides grants directly to minorities residing in historically redlined neighborhoods and underrepresented communities who aim to become real estate appraisers. Its key mechanisms include closing appraisal gaps in these communities, diversifying the appraisal field, and supporting individuals pursuing PAREA certification. The Maryland Higher Education Commission will administer the grants starting July 1, 2026.
Maddy summaryHB 1326 expands who can access child abuse and neglect reports in Maryland. It allows the Department of Human Services to disclose these records to school personnel (including principals and superintendents), child care facility operators, and higher education institutions when they need to investigate or take action against employees or contractors who interact with children. The bill requires safeguards to protect the identity of reporters and others whose safety could be endangered by disclosure. This directly affects schools, child care centers, and colleges by enabling them to address potential abuse concerns involving staff or contractors.
Maddy summaryHB 738 establishes a legal mechanism for Maryland property owners to transfer real estate automatically to designated beneficiaries upon death, bypassing probate court. It creates "transfer-on-death deeds" (TODDs) with specific requirements for creation, revocation, and recording in county land records, while exempting these deeds from certain property transfer taxes. The bill directly affects Maryland homeowners who wish to simplify estate planning for real property, including those with existing life estate deeds that meet specific conditions. Key provisions include standardized forms for TODDs, retroactive application to qualifying pre-existing deeds, and updated recording rules for county clerks.
Maddy summaryHB 216 prohibits individuals from exploiting government benefits through deception, coercion, or exploitation of vulnerable people. It specifically bans recruiting, harboring, transporting, or obtaining others to appropriate their benefits (including Medicare, Medicaid, SNAP, Social Security, and veterans benefits) for personal gain or to benefit others. The law also prohibits financial gain from such exploitation or aiding/abetting these acts, with penalties including up to 25 years in prison or a $15,000 fine. It directly affects benefit recipients - particularly vulnerable populations like disabled or elderly adults - and those who exploit their benefits through threats, false promises, or controlling behavior. The bill takes effect October 1, 2026.
Maddy summaryHB 396 requires operators of licensed residential child care programs (like group homes and emergency shelters) to ensure children aged 5-16 in their care receive proper education. It mandates enrolling children in local schools (or approved in-house programs), transferring academic records, meeting with teachers, and providing study time, homework help, and support for extracurricular activities or individualized education plans. The bill also sets new training standards for child care practitioners, requiring background checks, education credentials, and approved training on child development and their role. These changes directly affect residential programs receiving state funding and their staff in Maryland.
Maddy summaryHB 340 would allow Maryland to join the School Psychologist Interstate Licensure Compact, enabling licensed school psychologists from member states to practice in Maryland without reapplying for separate state licenses. This directly affects school psychologists seeking to work across state lines, particularly in areas facing staffing shortages. The compact establishes standardized requirements for multistate licensure and creates a commission to manage the agreement, while ensuring states maintain authority to protect public safety through their own scope-of-practice laws. The goal is to improve access to school psychological services by streamlining licensing for qualified professionals.
Maddy summaryHB 634 (LEAD Act of 2026) requires Maryland police training programs to include specific instruction on interacting with individuals with dementia or autism. It directly affects all entrance-level and in-service police training curricula across state, county, and municipal departments. Key provisions mandate training in six areas: locating wandering individuals, searching near water, sensory-aware approaches, reunification, documentation, and interagency coordination. The law amends Maryland's Public Safety Code to add these requirements, effective October 1, 2026. It focuses on practical, life-saving protocols rather than broader policy changes.
Maddy summaryHB 752 modifies Maryland law to clarify how gift card theft and fraud are treated. It defines "closed-loop" (store-specific) and "open-loop" (network-branded) gift cards and sets a new standard for determining their value in theft cases: the highest of the face value, the defendant’s claimed value, or the actual loss incurred. The bill also prohibits altering or tampering with gift cards or packaging with intent to defraud, creating a misdemeanor punishable by up to 18 months in jail or a $500 fine. This directly affects individuals committing gift card theft or forgery and law enforcement prosecuting such offenses. The changes take effect October 1, 2026.
Maddy summaryThis Maryland bill requires law enforcement agencies to issue protective body armor to officers before assigning them to any duties other than administrative work. The armor must meet current National Institute of Justice ballistic standards and have not passed its manufacturer-suggested replacement date. Agencies must replace expired armor within 31 days and notify the Maryland Police Training and Standards Commission if they fail to do so. The Governor's Office of Crime Prevention and Policy will withhold grant funds from agencies that do not comply with these replacement and reporting requirements. The law takes effect on October 1, 2026.