Real Property - Implied Warranties - Missing or Incomplete Improvements

HB 683 modifies Maryland's real property law to clarify that implied warranties (warranties that a property is built properly and fit for use) do not apply to improvements that were incomplete or missing at the time a homebuyer receives the deed. This directly affects homebuyers purchasing properties where construction was unfinished at closing, as they cannot later claim the seller breached warranty for missing elements. The bill explicitly adds that such warranties "do not apply" to incomplete or missing improvements, removing ambiguity in current law. The change takes effect October 1, 2026.