Better Small Business Employee Benefit Act of 2026

HB 1472, the Better Small Business Employee Benefit Act of 2026, exempts professional employer organizations (PEOs) from certain health benefit plan requirements when providing coverage to small employers in Maryland. The bill requires PEOs to provide written disclosure of specific plan details to small businesses before offering health benefits. This change modifies Maryland’s insurance laws to remove the requirement for PEOs to offer plans through the state’s health benefit exchange, while ensuring transparency for small employers. The bill directly affects small businesses that use PEOs for employee health benefits and the PEOs themselves.